Preheat the oven to 340°F / 170°C, and line a loaf pan with parchment paper (or line the bottom with parchment paper and grease the sides with coconut oil).

In a medium mixing bowl, combine the flours, sugar, salt, baking powder, baking soda, nutmeg, and cinnamon together with a whisk.

In a large mixing bowl, mash the bananas to a puree using a fork and then beat in one egg at a time (until a bit foamy), followed by the coconut-rice milk and then the oil. Continue to beat until well combined (I do this by hand using a whisk, but an electric mixer can also be used).

Slowly mix in the dry ingredients into the wet ingredients (if using an electric mixer, then on low). Mix until fully combined.

Finally, using a spatula, fold in the coconut flakes and cocoa nibs and transfer the mixture to the prepared loaf pan. Garnish with more cacao nibs, if desired. Transfer to the oven and bake for 50-60 minutes or until a toothpick when inserted in the middle comes out clean.

Remove from the oven, set is on a wire rack; leaving it in the loaf pan until fully cooled. Once cool, remove from the pan and enjoy!

You can eat it as is, or go ahead and give it a try toasted then slather it with some good unsalted butter. Enjoy!